Rare main-lake opportunity on the highly desirable Richland Creek side of Lake Oconee in Harbor Club! This impressive 4,600 sq ft, 5-bedroom, 4.5-bath lakefront home combines open-water views, a private dock, generous living space, and one of the most sought-after waterfront settings on the lake. The main level offers 3 bedrooms and 2.5 baths, including a spacious owner's suite with private outdoor access, custom walk-in closet, and well-appointed bath. Hardwood floors, plantation shutters, detailed millwork, and a striking stacked-stone fireplace bring warmth and character throughout the home. The finished lower level adds 2 bedrooms and 2 full baths plus an entertainment kitchen, creating an ideal private space for family and lake guests. Outside, mature landscaping provides a peaceful, established setting leading to your private dock and wide-open main-lake views across Richland Creek-perfect for boating, swimming, fishing, or simply settling in to watch the water. Located in Harbor Club, with access to championship golf, clubhouse dining, marina, fitness, pool, tennis, pickleball, trails, and an active social lifestyle. Main Lake. Open Water. Private Dock. 4,600 square feet of lake living in Harbor Club-this is the Lake Oconee lifestyle buyers are looking for.